Housing Authority eases way for families, resales

RTHK - Nov 13, 2026

The Housing Authority approved two measures to assist people in purchasing subsidised sale flats on Friday. This included a government proposal aimed at further facilitating families with newborns to buy their own homes. Starting with the next Home Ownership Scheme sale exercise, the maximum mortgage loan-to-value ratio for white form family applicants with newborns will be raised from 90 to 95 percent. The authority said all families with children aged three or below by the application deadline could benefit from the new arrangement. It would also relax the resale restriction period on subsidised flats that were first put up for sale between 2022 and 2025 from 15 years to 10 years. “These two new measures will help more families move up the housing ladder while also promoting the turnover of subsidised sale flats, providing comprehensive assistance to members of the public to achieve home ownership,” a spokesman for the authority said. Edited by Aaron Tam

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